As I write this, we are about four weeks from our second child’s due date — and I’ve been working through how to budget for a second baby on one income for weeks now. I am doing the math. But I am not anxious. That wasn’t true before our first child arrived. When our daughter…
In a previous post, we shared our thoughts on why we decided to build an emergency and how a single move proved we made the right decision. Today I want to go a bit more in-depth. Specifically, I want to take a deeper dive into how to build an emergency fund on one income. In…
In about a year, we are moving to Seattle. I have never lived in America. My wife Sarah is American, she grew up there, she understands the financial system the way I understand Taiwan’s. But for me, America has always been a place I visited, not a place I lived. In a year it will…
Is it too late to start investing? That’s the question I spent longer than I’d like to admit asking myself. Not out loud, more as a quiet background worry that followed me into every conversation about money. Is it too late? Have I already missed the window? If that’s you, if you’re sitting somewhere in…
Building an emergency fund for families is not glamorous work. But definitely worth it. In 2024 we had to move. Not across town. From Danshui, the waterfront neighborhood where my wife and I had built our first life together as a married couple, where we had learned to budget, where our first child was born,…
I am not a financial advisor. Everything in this post is based on my personal experience and research. Please consult a qualified financial professional before making any investment decisions. If you read my last post, the one with the year-by-year numbers showing how $30 a month grew to $23,000 over six years and your first…
I am not a financial advisor. Everything in this post is based on our personal experience and is for informational purposes only. Please consult a qualified financial professional before making any investment decisions. Couple of posts ago, I wrote how we started investing $30 a month and results. Today I am going to go into…